What Can You Buy in Warsaw for PLN 750,000? A Property Market Overview

Estimated reading time: 13 minutes

You have PLN 750,000 saved (or this is the amount of your borrowing capacity) and you are looking for your own place in Warsaw. You open Otodom, enter your budget and… things start to get uncomfortable. Because with PLN 750,000 in the capital today, you will often get a small two-room apartment. With a small balcony. 

And this raises a question that more and more people looking for a home are asking themselves: does it really have to be an apartment in a block located close to the city centre?

In this article, we will show you honestly what you can realistically buy for PLN 750,000 in several scenarios:

1. an apartment in Warsaw (both the primary and secondary markets, in different districts),
2. a terraced house with a garden in Białołęka – still within Warsaw,
3. a house with a garden just outside the capital – we will compare as many as three of our developments so that you can choose the direction that suits you best.

We are not here to persuade you to make any particular choice. We will simply put the numbers side by side so you can decide for yourself what makes more financial sense. And if, after reading this article, you decide that an apartment in a block is enough for you – that is perfectly fine. At least you will be making that decision consciously.

How much does an apartment in Warsaw cost in 2026?

Let’s start with the facts, without beating around the bush. Apartment prices in Warsaw have been moving in one direction for years – upwards. However, the differences between districts are quite significant:

Approximate data based on listings available on Otodom in 2026 – actual prices depend on the specific development, standard and floor. There is also usually an additional cost for a parking space, which is most often mandatory in new developments.

See the pattern? The farther from the city centre, the more space you get for the same amount of money. This is hardly a revelation – anyone who has searched for an apartment even once knows it. The problem is that most people stop at Warsaw’s administrative boundaries, as if they were a magic line beyond which “it no longer counts”. And that is a shame, because the most interesting part of today’s market is happening right there – on the outskirts of the city and just beyond its borders.

And here is a small point that we ourselves like to repeat: an apartment in a block and a terraced house with a garden at a similar price offer a completely different quality of life. It is about more than square metres. One option means a shared staircase, a lift and neighbours on every side, while the other gives you your own entrance, private greenery and peace and quiet.

How many square metres can you buy for PLN 750,000 in different districts?

To give you more than just price ranges, we have collected several real examples of listings from Warsaw’s primary and secondary markets within a PLN 750,000 budget:

As you can see, in most Warsaw districts, PLN 750,000 will buy you a 2-room apartment of 35–50 m², usually without a garden and most often with a small balcony. It will be your own address and your own four walls – but also a shared staircase, a lift and neighbours on every side.

Now let’s see what you can get for a similar or even lower amount – including an assigned parking space – at Novisa.

A house with a garden instead of an apartment? Ogrody Przyjaciół 5

Let’s stay within Warsaw for a little longer – because we know that this is an important criterion for many people. A Warsaw address, Warsaw registration, no formal compromises.

In Białołęka, one of the greenest and fastest-growing districts of the capital, we are building Ogrody Przyjaciół 5. It is a development of 106 terraced houses, each with a private garden.

What can you get with a PLN 750,000 budget?

Here is an important point that is easy to overlook when calculating your budget: at Ogrody Przyjaciół 5, as in most new developments, a parking space is mandatory – you cannot purchase the house without it. The good news is that even with this cost included, you can comfortably stay within a PLN 750,000 budget.

It is still Warsaw – 25 minutes by car to the city centre, 300 metres to a ZTM bus stop, a forest within a 5-minute walk and a planned retail and service park with a Żabka store right next to the development. Henrykowski Park, with a rope park and water playground, is an 8-minute drive away. Białołęka is now one of the greenest districts of the capital – forest areas alone cover nearly 900 hectares here.

Notice one thing: the price per square metre at Ogrody Przyjaciół 5 (approx. PLN 11,200–11,500/m²) is lower than in most of the Warsaw districts listed in the table above, while you are getting a house rather than an apartment. Instead of 45–50 m² in an apartment building in Białołęka, you get a 64 m² house plus your own garden and an assigned parking space. You can really feel the difference, can’t you?

Key handover date: the first terraced houses at Ogrody Przyjaciół 5 are already ready for handover.

Examples of developments near Warsaw

Now let’s take it one step further. If you are open to travelling a dozen or so minutes beyond Warsaw’s administrative boundaries, your PLN 750,000 budget starts to work in a completely different way.

From Novisa’s extensive portfolio, we have selected three developments in three different parts of the Warsaw metropolitan area. See which one best fits your commute, family needs or simply your taste.

Osiedle Słoneczne – Sulejówek (eastern part of the metropolitan area)

A development of detached houses in Sulejówek, close to Glinianki Park (3 km) and Sulejówek SKM railway station (approx. 6 minutes by car), from where you can take a train directly to central Warsaw.

This leaves you with as much as approx. PLN 60,000 to spare from your PLN 750,000 budget – you could use it for turnkey finishing or choose a larger, 4-room 78 m² house starting from PLN 679,000, which would come to approx. PLN 719,000 including parking spaces and still leave you with a financial cushion.

Arkady Walendów – Nadarzyn municipality (western part of the metropolitan area)

A gated development between the Sękocińskie Forests and the Utrata River. Just 15 minutes from the Warsaw boundary and 28 minutes from the city centre via the S8 expressway. This is a distance that many residents of Ursynów or Białołęka cover every day on their way to work, except that they return to an apartment building, while you could return to your own house with a garden.

Feel the difference: for PLN 709,000 – more than PLN 40,000 below your budget – you get an 85 m² house, one more room than an apartment on the outskirts of Warsaw, plus your own garden.

Zielono Mi 2 – Podolszyn, Lesznowola municipality (southern part of the metropolitan area)

Modern houses with panoramic windows and above-average ceiling heights (2.70–2.82 m), just 9 minutes by car from the entrance to the S7 expressway – a location south of Warsaw, between Piaseczno and Raszyn.

Here, the remaining amount from the PLN 750,000 budget is slightly smaller than with Osiedle Słoneczne or Arkady Walendów, but it is still a realistic PLN 20,000 that you can use to get started with finishing the house. 

Key handover dates: Osiedle Słoneczne – Q4 2026, Arkady Walendów – Q2 2027 (first houses), Zielono Mi 2 – Q3 2027.

The big comparison: apartment vs. terraced house

We have put everything together in one table so you can see the whole picture at a glance.

If we had to sum it up in one sentence: the farther you are willing to travel from the city centre, the more actual living space you can buy for the same amount of money. This does not mean that an apartment in the city is a bad choice – for someone who works in Śródmieście and values having everything close by, it may be the perfect option. But if you are looking for more space for your family, a garden for the children or dog and a little peace and quiet, it is worth calculating what you are actually giving up by insisting on staying within the city limits at all costs.

Do you have a PLN 750,000 budget in mind and more and more questions instead of answers? That is perfectly natural – this is one of the most important financial decisions in life. We will be happy to help you put everything into perspective. Check out the current offer of terraced houses near Warsaw and in Warsaw.

FAQ – frequently asked questions about buying a property for up to PLN 750,000