Apartment or House – Which One to Choose?

30.06.2025

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Apartment or House – Which One to Choose?

Choosing between an apartment and a house is one of the key decisions when searching for your own living space. In the vicinity of Warsaw, the options are truly diverse – from compact apartments in older buildings to houses with gardens in modern residential areas. What is more cost-effective? What’s more convenient for a family? Let’s find out.

Monthly Fees and Maintenance Costs

One of the main differences between living in an apartment building and a house is the monthly fee. In multifamily buildings, you must cover the cost of maintaining common areas: elevators, stairwells, lighting, cleaning, underground garage heating, and building management. For example, in the Apartamenty Przyjaciół development – ready-to-move-in apartments in Białołęka – the monthly fee is about 10 PLN per square meter of usable space.

In comparison – right next door, in the houses with gardens in the Ogrody Przyjaciół 5 estate – the cost is only about 4 PLN per square meter. House owners take care of their gardens and garages themselves – for many, that’s an advantage because it means more independence and lower monthly expenses.

Garden or Balcony?

For many people, owning a house with a garden is a dream come true, especially if they grew up in the countryside or have children or pets. That’s why most houses offered by Novisa Development feature private gardens – a space for play, barbecues, and relaxing outdoors.

If you don’t feel the need for a garden and want to avoid mowing the lawn or watering plants, an apartment with a balcony will be a better choice. All you need is a deckchair and a small table to enjoy the fresh air without the extra responsibilities.

Neighbors

In an apartment building, you usually have neighbors on both sides, above, and below. This can mean more noise and less privacy. In terraced houses or semi-detached homes, it’s different – you have a neighbor only on one (or two) sides, and no one lives above you. You also have your own entrance, which provides more freedom.

Underground Garage or Surface Parking?

Apartment buildings often offer access to underground garages, which is a great convenience – your car is protected from the weather. However, such garages can be cramped, requiring precise parking, and the distance from your parking spot to the building entrance depends on the location. Sometimes, you need to walk a long way through the garage or stairwell, which can be inconvenient with kids or heavy shopping. Also, underground garage spaces can be very expensive – in Warsaw, the price can reach up to 100,000 PLN!

In townhouse estates, there are surface parking spots directly at the entrance or above-ground garages. This means greater day-to-day comfort and no maintenance fees for shared parking infrastructure. For families with children, this is often the more practical solution.

Two Floors – Comfort and Privacy

Many homeowners appreciate the natural division between the living and private areas. The ground floor typically features an open kitchen and living room, access to the garden, and often an extra toilet, home office, or pantry. Upstairs are usually the bedrooms and the main bathroom. This setup provides more privacy and comfort, especially for larger families or those with children of different ages.

In apartments, this kind of separation is harder to achieve, and zones often overlap. It’s easier to maintain order and peace in a house because you can isolate the living area at night or while working from home.

Summary

If you're looking for lower monthly fees, a private garden, convenient parking, and more independence – a house near Warsaw from Novisa Development will be a great choice. If you value the comfort of an underground garage, want to avoid responsibilities related to property maintenance, and prefer living on one level – modern apartments in Ożarów Mazowiecki will meet your needs.

Each of these options has its strengths – the key is to choose what best suits your lifestyle and your family’s everyday needs.