{"id":9070,"date":"2025-10-28T13:28:13","date_gmt":"2025-10-28T12:28:13","guid":{"rendered":"https:\/\/novisa.pl\/mortgages\/"},"modified":"2026-02-05T12:27:42","modified_gmt":"2026-02-05T11:27:42","slug":"mortgages","status":"publish","type":"page","link":"https:\/\/novisa.pl\/en\/mortgages\/","title":{"rendered":"Mortgages"},"content":{"rendered":"\n<section  class=\"b-hero-basic\">\n    <div class=\"b-hero-basic__heading\">\n        <div class=\"container\">\n           \n                        \n                        <img decoding=\"async\" class=\"shape shape-right hide-desktop\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/shape\/shape-hero.svg\" alt=\"\">\n            <img decoding=\"async\" class=\"shape shape-right hide-mobile\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/shape\/shape-hero-desktop-right.svg\" alt=\"\">\n                        \n                        <div class=\"data\">\n                <h1 class=\"title display-xl display-mobile-md\">\n                    Financing Your Purchase <strong>Mortgage<\/strong>                <\/h1>\n                \n                                <p class=\"description text-xl text-mobile-lg\">\n                    We collaborate with trusted mortgage experts who will assist you free of charge with financing your purchase. With their support, you save time, as you won&#8217;t need to compare bank offers or compile documents. You can also be confident that you will choose the truly best offer.                  <\/p>\n                \n                            <\/div>\n                    <\/div>\n    <\/div>\n\n        <div class=\"b-hero-basic__content\">\n        <div class=\"container\">\n                        <div class=\"media\">\n                <img class=\"photo\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2026\/01\/Kredyty-dla-Ciebie-1220x390.png\" alt=\"Financing Your Purchase &lt;strong&gt;Mortgage&lt;\/strong&gt;\" decoding=\"async\">\n            <\/div>\n            \n                    <\/div>\n    <\/div>\n    <\/section>\n\n\n<section  class=\"b-purchase-steps\" data-modal=\"modal\">\n    <div class=\"container\">\n    \n                <div class=\"b-purchase-steps__heading\">\n                        <div class=\"photo-wrapper hide-tablet-mobile\">\n                <img class=\"photo\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2026\/01\/Jak-przebiega-proces-kredytowy-2-768x683.png\" alt=\"How Does the Mortgage Process Work?\" decoding=\"async\">\n            <\/div>\n            \n            <div class=\"content\">\n                \n                <h2 class=\"title display-lg display-mobile-sm\">\n                    How Does the Mortgage Process Work?                <\/h2>\n                    \n                                <p class=\"description text-xl text-mobile-lg\">\n                    Working with a Mortgage Advisor in Six Simple Steps.                <\/p>\n                            <\/div>\n        <\/div>\n        \n                <div class=\"b-purchase-steps__wrapper\">\n\n                        <img decoding=\"async\" class=\"arrow hide-tablet-mobile\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icon\/icon-arrow-step-row.svg\">\n            \n            <ul class=\"list\" data-js=\"steps\">\n                                <li class=\"item\" data-js=\"modal-open\" data-modal-title=\"scheduling-a-meeting-with-an-expert\">\n                    <div class=\"card-step\">\n                        <div class=\"heading\">  \n                                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/10\/ikonografia.svg\" alt=\"Scheduling a Meeting with an Expert\" decoding=\"async\">\n                                                        \n                            <span class=\"number display-lg font-bold\">\n                                1                            <\/span>\n                        <\/div>\n\n                        <div class=\"content\">\n                                                        <h3 class=\"title text-lg font-bold\">\n                                Scheduling a Meeting with an Expert                            <\/h3>\n                            \n                                                        <p class=\"description-short text-md\">\n                                While at our sales office, after your meeting with our Sales Representative, you can have an on-site meeting with a Mortgage Expert. Our Experts are available during the sales office&#8217;s working hours. We can also schedule a meeting at a time convenient for you.                              <\/p>\n                                                    <\/div>\n                    <\/div>\n\n                    <button type=\"button\" class=\"btn\">\n                        Read more                    <\/button>\n\n                    <button type=\"button\" class=\"hidden-link\">\n                        Read more                    <\/button>\n                <\/li>\n                                <li class=\"item\" data-js=\"modal-open\" data-modal-title=\"meeting-with-an-expert\">\n                    <div class=\"card-step\">\n                        <div class=\"heading\">  \n                                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/11\/ikonografia.svg\" alt=\"Meeting with an Expert\" decoding=\"async\">\n                                                        \n                            <span class=\"number display-lg font-bold\">\n                                2                            <\/span>\n                        <\/div>\n\n                        <div class=\"content\">\n                                                        <h3 class=\"title text-lg font-bold\">\n                                Meeting with an Expert                            <\/h3>\n                            \n                                                        <p class=\"description-short text-md\">\n                                During the meeting with the Expert at our sales office, your creditworthiness will be assessed, and the mortgage installment for your chosen apartment will be calculated.                            <\/p>\n                                                    <\/div>\n                    <\/div>\n\n                    <button type=\"button\" class=\"btn\">\n                        Read more                    <\/button>\n\n                    <button type=\"button\" class=\"hidden-link\">\n                        Read more                    <\/button>\n                <\/li>\n                                <li class=\"item\" data-js=\"modal-open\" data-modal-title=\"mortgage-applications\">\n                    <div class=\"card-step\">\n                        <div class=\"heading\">  \n                                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/11\/ikonografia-1-1.svg\" alt=\"Mortgage Applications\" decoding=\"async\">\n                                                        \n                            <span class=\"number display-lg font-bold\">\n                                3                            <\/span>\n                        <\/div>\n\n                        <div class=\"content\">\n                                                        <h3 class=\"title text-lg font-bold\">\n                                Mortgage Applications                            <\/h3>\n                            \n                                                        <p class=\"description-short text-md\">\n                                Mortgage applications are filled out, signed, and submitted on your behalf to selected banks.                            <\/p>\n                                                    <\/div>\n                    <\/div>\n\n                    <button type=\"button\" class=\"btn\">\n                        Read more                    <\/button>\n\n                    <button type=\"button\" class=\"hidden-link\">\n                        Read more                    <\/button>\n                <\/li>\n                                <li class=\"item\" data-js=\"modal-open\" data-modal-title=\"developer-agreement\">\n                    <div class=\"card-step\">\n                        <div class=\"heading\">  \n                                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/10\/ikonografia-5.svg\" alt=\"Developer Agreement\" decoding=\"async\">\n                                                        \n                            <span class=\"number display-lg font-bold\">\n                                4                            <\/span>\n                        <\/div>\n\n                        <div class=\"content\">\n                                                        <h3 class=\"title text-lg font-bold\">\n                                Developer Agreement                            <\/h3>\n                            \n                                                        <p class=\"description-short text-md\">\n                                Upon receiving preliminary positive credit decisions, we sign the developer agreement for your chosen property.                            <\/p>\n                                                    <\/div>\n                    <\/div>\n\n                    <button type=\"button\" class=\"btn\">\n                        Read more                    <\/button>\n\n                    <button type=\"button\" class=\"hidden-link\">\n                        Read more                    <\/button>\n                <\/li>\n                                <li class=\"item\" data-js=\"modal-open\" data-modal-title=\"mortgage-agreement\">\n                    <div class=\"card-step\">\n                        <div class=\"heading\">  \n                                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/10\/ikonografia-4.svg\" alt=\"Mortgage Agreement\" decoding=\"async\">\n                                                        \n                            <span class=\"number display-lg font-bold\">\n                                5                            <\/span>\n                        <\/div>\n\n                        <div class=\"content\">\n                                                        <h3 class=\"title text-lg font-bold\">\n                                Mortgage Agreement                            <\/h3>\n                            \n                                                        <p class=\"description-short text-md\">\n                                After the banks issue final mortgage decisions, and the Mortgage Expert has analyzed and negotiated the terms of the mortgage agreement, you can make the final decision on which bank&#8217;s mortgage you choose. The Mortgage Expert will then arrange for you to sign the agreement at the bank.                             <\/p>\n                                                    <\/div>\n                    <\/div>\n\n                    <button type=\"button\" class=\"btn\">\n                        Read more                    <\/button>\n\n                    <button type=\"button\" class=\"hidden-link\">\n                        Read more                    <\/button>\n                <\/li>\n                                <li class=\"item\" data-js=\"modal-open\" data-modal-title=\"mortgage-disbursement\">\n                    <div class=\"card-step\">\n                        <div class=\"heading\">  \n                                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/10\/ikonografia-3.svg\" alt=\"Mortgage Disbursement\" decoding=\"async\">\n                                                        \n                            <span class=\"number display-lg font-bold\">\n                                6                            <\/span>\n                        <\/div>\n\n                        <div class=\"content\">\n                                                        <h3 class=\"title text-lg font-bold\">\n                                Mortgage Disbursement                            <\/h3>\n                            \n                                                        <p class=\"description-short text-md\">\n                                After fulfilling all formal and legal conditions, you will begin repaying mortgage installments with interim insurance, and after the mortgage security is registered in the land registry, you will pay the final installments.                            <\/p>\n                                                    <\/div>\n                    <\/div>\n\n                    <button type=\"button\" class=\"btn\">\n                        Read more                    <\/button>\n\n                    <button type=\"button\" class=\"hidden-link\">\n                        Read more                    <\/button>\n                <\/li>\n                            <\/ul>    \n        <\/div>\n            <\/div>\n\n        <div class=\"u-modal u-modal-steps\" data-js=\"modal\">\n        <div class=\"u-modal__close-area\" data-js=\"modal-close\"><\/div>\n\n                <div class=\"u-modal__wrapper\" data-js=\"modal-slide\" data-modal-title=\"scheduling-a-meeting-with-an-expert\">\n            <div class=\"u-modal__wrapper-card\">\n                <div class=\"content\">\n                    <button class=\"u-modal__close\" type=\"button\" data-js=\"modal-close\" aria-label=\"Close\">\n                        <img decoding=\"async\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icon\/icon-close.svg\" width=\"32\" height=\"33\" \/>\n                    <\/button>\n\n                    \n                    <div class=\"col-data\">\n                        <span class=\"step text-md font-medium\">\n                            Step 1                        <\/span>\n\n                        <h3 class=\"title display-lg text-xl font-medium\">\n                            Scheduling a Meeting with an Expert                        <\/h3>\n\n                                                <div class=\"description\">\n                            <div class=\"u-editor\">\n                                <p>While at our sales office, after your meeting with our Sales Representative, you can have an on-site meeting with a Mortgage Expert. Our Experts are available during the sales office&#8217;s working hours. We can also schedule a meeting at a time convenient for you.  <\/p>\n                            <\/div>\n                        <\/div>\n                        \n                        <div class=\"navigation\">\n                            <button class=\"modal__prev\" type=\"button\" aria-label=\"Previous slide\">\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"48\" viewBox=\"0 0 49 48\" fill=\"none\">\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" fill=\"black\" fill-opacity=\"0.01\"\/>\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" stroke=\"black\"\/>\n<path d=\"M32.5469 23H20.3769L25.9669 17.41L24.5469 16L16.5469 24L24.5469 32L25.9569 30.59L20.3769 25H32.5469V23Z\" fill=\"black\"\/>\n<\/svg>                            <\/button>\n                            <button class=\"modal__next\" type=\"button\" aria-label=\"Next slide\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"48\" viewBox=\"0 0 49 48\" fill=\"none\">\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" fill=\"black\" fill-opacity=\"0.01\"\/>\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" stroke=\"black\"\/>\n<path d=\"M24.5469 16L23.1369 17.41L28.7169 23H16.5469V25H28.7169L23.1369 30.59L24.5469 32L32.5469 24L24.5469 16Z\" fill=\"black\"\/>\n<\/svg>                            <\/button>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n                <div class=\"u-modal__wrapper\" data-js=\"modal-slide\" data-modal-title=\"meeting-with-an-expert\">\n            <div class=\"u-modal__wrapper-card\">\n                <div class=\"content\">\n                    <button class=\"u-modal__close\" type=\"button\" data-js=\"modal-close\" aria-label=\"Close\">\n                        <img decoding=\"async\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icon\/icon-close.svg\" width=\"32\" height=\"33\" \/>\n                    <\/button>\n\n                    \n                    <div class=\"col-data\">\n                        <span class=\"step text-md font-medium\">\n                            Step 2                        <\/span>\n\n                        <h3 class=\"title display-lg text-xl font-medium\">\n                            Meeting with an Expert                        <\/h3>\n\n                                                <div class=\"description\">\n                            <div class=\"u-editor\">\n                                <p>During the meeting with the Expert at our sales office, your creditworthiness will be assessed, and the mortgage installment for your chosen apartment will be calculated.<\/p>\n                            <\/div>\n                        <\/div>\n                        \n                        <div class=\"navigation\">\n                            <button class=\"modal__prev\" type=\"button\" aria-label=\"Previous slide\">\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"48\" viewBox=\"0 0 49 48\" fill=\"none\">\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" fill=\"black\" fill-opacity=\"0.01\"\/>\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" stroke=\"black\"\/>\n<path d=\"M32.5469 23H20.3769L25.9669 17.41L24.5469 16L16.5469 24L24.5469 32L25.9569 30.59L20.3769 25H32.5469V23Z\" fill=\"black\"\/>\n<\/svg>                            <\/button>\n                            <button class=\"modal__next\" type=\"button\" aria-label=\"Next slide\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"48\" viewBox=\"0 0 49 48\" fill=\"none\">\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" fill=\"black\" fill-opacity=\"0.01\"\/>\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" stroke=\"black\"\/>\n<path d=\"M24.5469 16L23.1369 17.41L28.7169 23H16.5469V25H28.7169L23.1369 30.59L24.5469 32L32.5469 24L24.5469 16Z\" fill=\"black\"\/>\n<\/svg>                            <\/button>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n                <div class=\"u-modal__wrapper\" data-js=\"modal-slide\" data-modal-title=\"mortgage-applications\">\n            <div class=\"u-modal__wrapper-card\">\n                <div class=\"content\">\n                    <button class=\"u-modal__close\" type=\"button\" data-js=\"modal-close\" aria-label=\"Close\">\n                        <img decoding=\"async\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icon\/icon-close.svg\" width=\"32\" height=\"33\" \/>\n                    <\/button>\n\n                    \n                    <div class=\"col-data\">\n                        <span class=\"step text-md font-medium\">\n                            Step 3                        <\/span>\n\n                        <h3 class=\"title display-lg text-xl font-medium\">\n                            Mortgage Applications                        <\/h3>\n\n                                                <div class=\"description\">\n                            <div class=\"u-editor\">\n                                <p>Mortgage applications are filled out, signed, and submitted on your behalf to selected banks.<\/p>\n                            <\/div>\n                        <\/div>\n                        \n                        <div class=\"navigation\">\n                            <button class=\"modal__prev\" type=\"button\" aria-label=\"Previous slide\">\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"48\" viewBox=\"0 0 49 48\" fill=\"none\">\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" fill=\"black\" fill-opacity=\"0.01\"\/>\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" stroke=\"black\"\/>\n<path d=\"M32.5469 23H20.3769L25.9669 17.41L24.5469 16L16.5469 24L24.5469 32L25.9569 30.59L20.3769 25H32.5469V23Z\" fill=\"black\"\/>\n<\/svg>                            <\/button>\n                            <button class=\"modal__next\" type=\"button\" aria-label=\"Next slide\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"48\" viewBox=\"0 0 49 48\" fill=\"none\">\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" fill=\"black\" fill-opacity=\"0.01\"\/>\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" stroke=\"black\"\/>\n<path d=\"M24.5469 16L23.1369 17.41L28.7169 23H16.5469V25H28.7169L23.1369 30.59L24.5469 32L32.5469 24L24.5469 16Z\" fill=\"black\"\/>\n<\/svg>                            <\/button>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n                <div class=\"u-modal__wrapper\" data-js=\"modal-slide\" data-modal-title=\"developer-agreement\">\n            <div class=\"u-modal__wrapper-card\">\n                <div class=\"content\">\n                    <button class=\"u-modal__close\" type=\"button\" data-js=\"modal-close\" aria-label=\"Close\">\n                        <img decoding=\"async\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icon\/icon-close.svg\" width=\"32\" height=\"33\" \/>\n                    <\/button>\n\n                    \n                    <div class=\"col-data\">\n                        <span class=\"step text-md font-medium\">\n                            Step 4                        <\/span>\n\n                        <h3 class=\"title display-lg text-xl font-medium\">\n                            Developer Agreement                        <\/h3>\n\n                                                <div class=\"description\">\n                            <div class=\"u-editor\">\n                                <p>Upon receiving preliminary positive credit decisions, we sign the developer agreement for your chosen property.<\/p>\n                            <\/div>\n                        <\/div>\n                        \n                        <div class=\"navigation\">\n                            <button class=\"modal__prev\" type=\"button\" aria-label=\"Previous slide\">\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"48\" viewBox=\"0 0 49 48\" fill=\"none\">\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" fill=\"black\" fill-opacity=\"0.01\"\/>\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" stroke=\"black\"\/>\n<path d=\"M32.5469 23H20.3769L25.9669 17.41L24.5469 16L16.5469 24L24.5469 32L25.9569 30.59L20.3769 25H32.5469V23Z\" fill=\"black\"\/>\n<\/svg>                            <\/button>\n                            <button class=\"modal__next\" type=\"button\" aria-label=\"Next slide\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"48\" viewBox=\"0 0 49 48\" fill=\"none\">\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" fill=\"black\" fill-opacity=\"0.01\"\/>\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" stroke=\"black\"\/>\n<path d=\"M24.5469 16L23.1369 17.41L28.7169 23H16.5469V25H28.7169L23.1369 30.59L24.5469 32L32.5469 24L24.5469 16Z\" fill=\"black\"\/>\n<\/svg>                            <\/button>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n                <div class=\"u-modal__wrapper\" data-js=\"modal-slide\" data-modal-title=\"mortgage-agreement\">\n            <div class=\"u-modal__wrapper-card\">\n                <div class=\"content\">\n                    <button class=\"u-modal__close\" type=\"button\" data-js=\"modal-close\" aria-label=\"Close\">\n                        <img decoding=\"async\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icon\/icon-close.svg\" width=\"32\" height=\"33\" \/>\n                    <\/button>\n\n                    \n                    <div class=\"col-data\">\n                        <span class=\"step text-md font-medium\">\n                            Step 5                        <\/span>\n\n                        <h3 class=\"title display-lg text-xl font-medium\">\n                            Mortgage Agreement                        <\/h3>\n\n                                                <div class=\"description\">\n                            <div class=\"u-editor\">\n                                <p>After the banks issue final mortgage decisions, and the Mortgage Expert has analyzed and negotiated the terms of the mortgage agreement, you can make the final decision on which bank&#8217;s mortgage you choose. The Mortgage Expert will then arrange for you to sign the agreement at the bank. <\/p>\n                            <\/div>\n                        <\/div>\n                        \n                        <div class=\"navigation\">\n                            <button class=\"modal__prev\" type=\"button\" aria-label=\"Previous slide\">\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"48\" viewBox=\"0 0 49 48\" fill=\"none\">\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" fill=\"black\" fill-opacity=\"0.01\"\/>\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" stroke=\"black\"\/>\n<path d=\"M32.5469 23H20.3769L25.9669 17.41L24.5469 16L16.5469 24L24.5469 32L25.9569 30.59L20.3769 25H32.5469V23Z\" fill=\"black\"\/>\n<\/svg>                            <\/button>\n                            <button class=\"modal__next\" type=\"button\" aria-label=\"Next slide\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"48\" viewBox=\"0 0 49 48\" fill=\"none\">\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" fill=\"black\" fill-opacity=\"0.01\"\/>\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" stroke=\"black\"\/>\n<path d=\"M24.5469 16L23.1369 17.41L28.7169 23H16.5469V25H28.7169L23.1369 30.59L24.5469 32L32.5469 24L24.5469 16Z\" fill=\"black\"\/>\n<\/svg>                            <\/button>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n                <div class=\"u-modal__wrapper\" data-js=\"modal-slide\" data-modal-title=\"mortgage-disbursement\">\n            <div class=\"u-modal__wrapper-card\">\n                <div class=\"content\">\n                    <button class=\"u-modal__close\" type=\"button\" data-js=\"modal-close\" aria-label=\"Close\">\n                        <img decoding=\"async\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icon\/icon-close.svg\" width=\"32\" height=\"33\" \/>\n                    <\/button>\n\n                                        <div class=\"col-media hide-tablet-mobile\">\n                        <img class=\"photo\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/10\/modal.jpg\" alt=\"Mortgage Disbursement\" decoding=\"async\">\n                    <\/div>\n                    \n                    <div class=\"col-data\">\n                        <span class=\"step text-md font-medium\">\n                            Step 6                        <\/span>\n\n                        <h3 class=\"title display-lg text-xl font-medium\">\n                            Mortgage Disbursement                        <\/h3>\n\n                                                <div class=\"description\">\n                            <div class=\"u-editor\">\n                                <p>After fulfilling all formal and legal conditions, you will begin repaying mortgage installments with interim insurance, and after the mortgage security is registered in the land registry, you will pay the final installments.<\/p>\n                            <\/div>\n                        <\/div>\n                        \n                        <div class=\"navigation\">\n                            <button class=\"modal__prev\" type=\"button\" aria-label=\"Previous slide\">\n                            <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"48\" viewBox=\"0 0 49 48\" fill=\"none\">\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" fill=\"black\" fill-opacity=\"0.01\"\/>\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" stroke=\"black\"\/>\n<path d=\"M32.5469 23H20.3769L25.9669 17.41L24.5469 16L16.5469 24L24.5469 32L25.9569 30.59L20.3769 25H32.5469V23Z\" fill=\"black\"\/>\n<\/svg>                            <\/button>\n                            <button class=\"modal__next\" type=\"button\" aria-label=\"Next slide\">\n                                <svg xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"49\" height=\"48\" viewBox=\"0 0 49 48\" fill=\"none\">\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" fill=\"black\" fill-opacity=\"0.01\"\/>\n<rect x=\"1.04688\" y=\"0.5\" width=\"47\" height=\"47\" rx=\"23.5\" stroke=\"black\"\/>\n<path d=\"M24.5469 16L23.1369 17.41L28.7169 23H16.5469V25H28.7169L23.1369 30.59L24.5469 32L32.5469 24L24.5469 16Z\" fill=\"black\"\/>\n<\/svg>                            <\/button>\n                        <\/div>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n            <\/div>\n    <\/section>\n\n\n<section  class=\"b-investment-calculator\">\n        <div class=\"container\">\n        <div class=\"b-investment-calculator__heading\">\n            <div class=\"content\">\n                                <span class=\"eyebrow\">\n                    Quick Payment Calculation                <\/span>\n                \n                <h2 class=\"title display-lg display-mobile-xs\">\n                    Mortgage Calculator                <\/h2>\n\n                                <p class=\"description text-xl text-mobile-lg\">\n                    Our loan calculator will help you quickly estimate your monthly installments.<br \/>\r\nSimply enter a few details to get accurate results.                <\/p>\n                \n                <img decoding=\"async\" class=\"icon hide-mobile\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icon-white\/icon-circle-arrow-down.svg\" width=\"71\" height=\"72\" aria-hidden=\"true\">\n            <\/div>\n        <\/div>\n    <\/div>\n    \n    <div class=\"b-investment-calculator__content\"\n                    style=\"background-image: url('https:\/\/novisa.pl\/wp-content\/uploads\/2025\/09\/loan-image-scaled.png');\"\n        >\n\n        <div class=\"container\">\n            <div class=\"u-card-calculator\" data-js=\"tabs\">\n\n    <ul class=\"u-card-calculator__navigation\">\n        <li class=\"tab\">\n            <button class=\"button is-active\" data-tab=\"loan-calculator\" data-js=\"tab-button\">\n                Loan calculator            <\/button>\n        <\/li>\n        <li class=\"tab\">\n            <button class=\"button\" data-tab=\"overpayment-calculator\" data-js=\"tab-button\">\n                Extra payment calculator            <\/button>\n        <\/li>\n    <\/ul>\n\n    <div class=\"u-card-calculator__content\">\n        <div class=\"tabs-content is-active\" data-tab=\"loan-calculator\" data-js=\"tab-content\" data-js=\"calculator\">\n            <div class=\"u-card-calculator__filters\">\n                <!-- Loan amount -->\n                <div class=\"filter-field\" data-slider-single data-min=\"20000\" data-max=\"2000000\" data-start=\"200000\" data-step=\"500\" data-suffix=\" z\u0142\">\n                    <div class=\"range-data\">\n                        <label class=\"label text-lg text-mobile-md font-bold\">Mortgage amount<\/label>\n                        <div class=\"input-wrapper\">\n                            <input type=\"text\" class=\"input-value\" value=\"200000\">\n                            <span class=\"unit text-lg text-mobile-md font-bold\">z\u0142<\/span>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"slider\"><\/div>\n\n                    <div class=\"range-info\">\n                        <span class=\"min\">20 000 z\u0142<\/span>\n                        <span class=\"max\">2 000 000 z\u0142<\/span>\n                    <\/div>\n                <\/div>\n\n                <!-- Loan period -->\n                <div class=\"filter-field\" data-slider-single data-min=\"3\" data-max=\"35\" data-start=\"25\" data-step=\"1\" data-suffix=\" lat\">\n                    <div class=\"range-data\">\n                        <label class=\"label text-lg text-mobile-md font-bold\">Loan term<\/label>\n                        <div class=\"input-wrapper\">\n                            <input type=\"text\" class=\"input-value\" value=\"25\">\n                            <span class=\"unit text-lg text-mobile-md font-bold\">years<\/span>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"slider\"><\/div>\n\n                    <div class=\"range-info\">\n                        <span class=\"min\">3 years<\/span>\n                        <span class=\"max\">35 years<\/span>\n                    <\/div>\n                <\/div>\n\n                <!-- Interest rate -->\n                <div class=\"filter-field\" data-slider-single data-min=\"0\" data-max=\"10\" data-start=\"4.5\" data-step=\"0.01\" data-suffix=\" %\">\n                    <div class=\"range-data\">\n                        <label class=\"label text-lg text-mobile-md font-bold\">Interest rate<\/label>\n                        <div class=\"input-wrapper\">\n                            <input type=\"text\" class=\"input-value\" value=\"4.5\">\n                            <span class=\"unit text-lg text-mobile-md font-bold\">%<\/span>\n                        <\/div>\n                    <\/div>\n                    \n                    <div class=\"slider\"><\/div>\n                    \n                    <div class=\"range-info\">\n                        <span class=\"min\">0%<\/span>\n                        <span class=\"max\">10%<\/span>\n                    <\/div>\n                <\/div>\n\n                <!-- Interest type -->\n                <div class=\"filter-field type\">\n                    <label class=\"label text-lg text-mobile-md font-bold\">Interest rate type<\/label>\n                    <div class=\"button-group\" data-js=\"rate-type\">\n                        <button class=\"button text-md is-active\" data-type=\"fixed\">fixed<\/button>\n                        <button class=\"button text-md\" data-type=\"variable\">variable<\/button>\n                    <\/div>\n                <\/div>\n\n                <!-- Result -->\n                <div class=\"filter-result\">\n                    <div class=\"result\">\n                        <span class=\"label text-lg text-mobile-md\">Example monthly payment<\/span>\n                        <strong class=\"result-value display-sm text-mobile-lg font-bold\"><span data-js=\"result\"><\/span> <span class=\"currency\">z\u0142<\/span><\/strong>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n\n        <div class=\"tabs-content\" data-tab=\"overpayment-calculator\" data-js=\"tab-content\">\n            <div class=\"u-card-calculator__filters\">\n                <!-- Remaining loan amount (synced from tab 1, but editable) -->\n                <div class=\"filter-field\" data-slider-single data-min=\"20000\" data-max=\"2000000\" data-start=\"200000\" data-step=\"500\" data-suffix=\" z\u0142\">\n                    <div class=\"range-data\">\n                        <label class=\"label text-lg text-mobile-md font-bold\">Amount remaining to be paid<\/label>\n                        <div class=\"input-wrapper\">\n                            <input type=\"text\" class=\"input-value\" data-field=\"remaining-amount\" value=\"200000\">\n                            <span class=\"unit text-lg text-mobile-md font-bold\">z\u0142<\/span>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"slider\"><\/div>\n\n                    <div class=\"range-info\">\n                        <span class=\"min\">20 000 z\u0142<\/span>\n                        <span class=\"max\">2 000 000 z\u0142<\/span>\n                    <\/div>\n                <\/div>\n\n                <!-- Overpayment type -->\n                <div class=\"filter-field type\">\n                    <label class=\"label text-lg text-mobile-md font-bold\">Overpayment options:<\/label>\n                    <div class=\"button-group\" data-js=\"overpayment-type\">\n                        <button class=\"button text-md is-active\" data-type=\"recurring\">Recurring<\/button>\n                        <button class=\"button text-md\" data-type=\"one-time\">One-time<\/button>\n                    <\/div>\n                <\/div>\n\n                <div class=\"filter-field-group\">\n                    <!-- Interest rate (manual input only, no slider) -->\n                    <div class=\"filter-field oprocentowanie\">\n                        <div class=\"range-data no-mb\">\n                            <label class=\"label text-lg font-bold\">Interest rate<\/label>\n                            <div class=\"input-wrapper\">\n                                <input type=\"text\" class=\"input-value\" data-field=\"overpayment-rate\" value=\"4.5\">\n                                <span class=\"unit text-lg text-mobile-md font-bold\">%<\/span>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n\n                    <!-- Repayment period in months (editable) -->\n                    <div class=\"filter-field okres-splaty\">\n                        <div class=\"range-data no-mb\">\n                            <label class=\"label text-lg font-bold\">Repayment period<\/label>\n                            <div class=\"input-wrapper\">\n                                <input type=\"text\" class=\"input-value\" data-field=\"overpayment-period\" value=\"300\">\n                                <span class=\"unit text-lg text-mobile-md font-bold\">Monthly<\/span>\n                            <\/div>\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n                <!-- Overpayment amount -->\n                <div class=\"filter-field\" data-slider-single data-min=\"0\" data-max=\"1000000\" data-start=\"0\" data-step=\"100\" data-suffix=\" z\u0142\">\n                    <div class=\"range-data\">\n                        <label class=\"label text-lg text-mobile-md font-bold\">Overpayment amount<\/label>\n                        <div class=\"input-wrapper\">\n                            <input type=\"text\" class=\"input-value\" data-field=\"overpayment-amount\" value=\"0\">\n                            <span class=\"unit text-lg text-mobile-md font-bold\">z\u0142<\/span>\n                        <\/div>\n                    <\/div>\n\n                    <div class=\"slider\"><\/div>\n\n                    <div class=\"range-info\">\n                        <span class=\"min\">0 z\u0142<\/span>\n                        <span class=\"max\">1 000 000 z\u0142<\/span>\n                    <\/div>\n                <\/div>\n\n                <!-- Overpayment effect -->\n                <div class=\"filter-field-column\">\n                    <div class=\"filter-field\">\n                        <label class=\"label text-lg text-mobile-md font-bold\">Selection of overpayment effect:<\/label>\n                        <div class=\"button-group\" data-js=\"overpayment-effect\">\n                            <button class=\"button text-md is-active\" data-effect=\"shorten-period\">shortening of the loan period<\/button>\n                            <button class=\"button text-md\" data-effect=\"reduce-installment\">reduction of installment amount<\/button>\n                        <\/div>\n                    <\/div>\n                <\/div>\n\n                <!-- Result -->\n                <div class=\"filter-result\">\n                    <span class=\"info-text info-text-full text-sm\" data-js=\"overpayment-info\" style=\"display: none;\">\n                        * Installment will be automatically reduced periodically                    <\/span>\n                    <span class=\"info-text text-sm\" data-js=\"overpayment-period-info\" style=\"display: none;\">\n                        Remaining balance: <strong data-js=\"overpayment-period-text\"><\/strong>\n                    <\/span>\n                    <span class=\"info-text info-text-full text-sm\" data-js=\"overpayment-paid-off\" style=\"display: none;\">\n                        \u2713 Loan fully repaid                    <\/span>\n                    <div class=\"result\" data-js=\"overpayment-result-container\">\n                        <span class=\"label text-lg text-mobile-md\">New installment<\/span>\n                        <strong class=\"result-value display-sm text-mobile-lg font-bold\"><span data-js=\"overpayment-result\"><\/span> <span class=\"currency\">z\u0142<\/span><\/strong>\n                    <\/div>\n                <\/div>\n            <\/div>\n        <\/div>\n    <\/div>\n\n<\/div>\n        <\/div>\n    <\/div>\n<\/section>\n\n\n<section  class=\"b-reels-gallery\" data-slider=\"reels-gallery\">\n    <div class=\"container\">\n\n                <div class=\"b-reels-gallery__heading\">\n            <h2 class=\"title display-lg display-mobile-sm\">\n                Check Out Our Latest News!            <\/h2>\n        <\/div>\n        \n                <div class=\"b-reels-gallery__content\">\n\n            <div class=\"slider swiper\" data-slider=\"slider\">\n                <ul class=\"swiper-wrapper\">\n                                        <li class=\"swiper-slide item\">\n                        \n<div class=\"u-reels\">\n\n    \n    \n        <a\n    href=\"https:\/\/www.youtube.com\/shorts\/T1P3mUSiSyM\"\n    data-js=\"reels-youtube\">\n    \n    \n                <img decoding=\"async\" class=\"photo youtube-thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/T1P3mUSiSyM\/maxresdefault.jpg\" alt=\"\">\n                \n                <button class=\"play\" type=\"button\" aria-label=\"Play video\">\n            <svg width=\"80\" height=\"63\" viewBox=\"0 0 80 63\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path opacity=\"1\" d=\"M79.991 33.2464C79.9688 35.4091 79.9051 37.5486 79.8 39.665C79.6667 41.902 79.4833 44.2508 79.25 46.7115C79.0167 49.1722 78.7 51.26 78.3 52.975C77.8333 54.9138 76.9667 56.5915 75.7 58.0083C74.4333 59.425 72.9333 60.3944 71.2 60.9164C69.6667 61.3637 67.1833 61.7179 63.75 61.9789C60.3167 62.2399 56.8333 62.445 53.3 62.5941C49.1667 62.7432 44.7333 62.8178 40 62.8178L35.9 62.8178C34.6333 62.8178 33.1833 62.7992 31.55 62.7619C29.9167 62.7246 28.2 62.6687 26.4 62.5941C26.4213 62.5405 26.4423 62.4869 26.4632 62.4332C23.011 62.285 19.6066 62.0833 16.25 61.8281C12.8167 61.5671 10.3333 61.2129 8.8 60.7655C7.06667 60.2436 5.56667 59.2742 4.3 57.8575C3.03333 56.4407 2.16667 54.763 1.7 52.8242C1.3 51.1092 0.983333 49.0214 0.75 46.5607C0.516667 44.1 0.333333 41.7511 0.2 39.5142C0.0997444 37.4957 0.0371807 35.4562 0.012309 33.3956C0.00820564 33.3975 0.00410264 33.3995 -1.73251e-08 33.4014L-1.63335e-08 31.5C-1.48946e-08 28.741 0.0666699 26.0193 0.200003 23.335C0.333337 21.098 0.516672 18.7491 0.750005 16.2884C0.983339 13.8278 1.3 11.7399 1.7 10.0249C2.16667 8.08615 3.03333 6.40841 4.3 4.99165C5.56666 3.57489 7.06667 2.60553 8.8 2.08357C10.3333 1.63617 12.8167 1.28198 16.25 1.021C19.6833 0.760018 23.1667 0.55496 26.7 0.405828C30.8333 0.256695 35.2667 0.182129 40 0.182129C44.7333 0.182129 49.1667 0.256695 53.3 0.405828C56.8333 0.55496 60.3167 0.760017 63.75 1.021C67.1833 1.28198 69.6667 1.63617 71.2 2.08357C72.9333 2.60553 74.4333 3.57489 75.7 4.99165C76.9667 6.40841 77.8333 8.08615 78.3 10.0249C78.7 11.7399 79.0167 13.8278 79.25 16.2884C79.4833 18.7491 79.6667 21.098 79.8 23.335C79.9333 26.0193 80 28.741 80 31.5L80 33.2506C79.997 33.2492 79.994 33.2478 79.991 33.2464Z\" fill=\"white\"\/>\n<path d=\"M32.0002 44.7718L52.8002 31.3499L32.0002 17.928L32.0002 44.7718Z\" fill=\"#009EE2\"\/>\n<\/svg>\n        <\/button>\n            <\/a>\n\n<\/div>                    <\/li>\n                                        <li class=\"swiper-slide item\">\n                        \n<div class=\"u-reels\">\n\n    \n    \n        <a\n    href=\"https:\/\/www.youtube.com\/shorts\/VbfBhQSh1MM\"\n    data-js=\"reels-youtube\">\n    \n    \n                <img decoding=\"async\" class=\"photo\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/11\/2862752f1d910bad584ab70ee69e8ed48f08e727-1-310x206.jpg\" alt=\"2862752f1d910bad584ab70ee69e8ed48f08e727\">\n                \n                <button class=\"play\" type=\"button\" aria-label=\"Play video\">\n            <svg width=\"80\" height=\"63\" viewBox=\"0 0 80 63\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path opacity=\"1\" d=\"M79.991 33.2464C79.9688 35.4091 79.9051 37.5486 79.8 39.665C79.6667 41.902 79.4833 44.2508 79.25 46.7115C79.0167 49.1722 78.7 51.26 78.3 52.975C77.8333 54.9138 76.9667 56.5915 75.7 58.0083C74.4333 59.425 72.9333 60.3944 71.2 60.9164C69.6667 61.3637 67.1833 61.7179 63.75 61.9789C60.3167 62.2399 56.8333 62.445 53.3 62.5941C49.1667 62.7432 44.7333 62.8178 40 62.8178L35.9 62.8178C34.6333 62.8178 33.1833 62.7992 31.55 62.7619C29.9167 62.7246 28.2 62.6687 26.4 62.5941C26.4213 62.5405 26.4423 62.4869 26.4632 62.4332C23.011 62.285 19.6066 62.0833 16.25 61.8281C12.8167 61.5671 10.3333 61.2129 8.8 60.7655C7.06667 60.2436 5.56667 59.2742 4.3 57.8575C3.03333 56.4407 2.16667 54.763 1.7 52.8242C1.3 51.1092 0.983333 49.0214 0.75 46.5607C0.516667 44.1 0.333333 41.7511 0.2 39.5142C0.0997444 37.4957 0.0371807 35.4562 0.012309 33.3956C0.00820564 33.3975 0.00410264 33.3995 -1.73251e-08 33.4014L-1.63335e-08 31.5C-1.48946e-08 28.741 0.0666699 26.0193 0.200003 23.335C0.333337 21.098 0.516672 18.7491 0.750005 16.2884C0.983339 13.8278 1.3 11.7399 1.7 10.0249C2.16667 8.08615 3.03333 6.40841 4.3 4.99165C5.56666 3.57489 7.06667 2.60553 8.8 2.08357C10.3333 1.63617 12.8167 1.28198 16.25 1.021C19.6833 0.760018 23.1667 0.55496 26.7 0.405828C30.8333 0.256695 35.2667 0.182129 40 0.182129C44.7333 0.182129 49.1667 0.256695 53.3 0.405828C56.8333 0.55496 60.3167 0.760017 63.75 1.021C67.1833 1.28198 69.6667 1.63617 71.2 2.08357C72.9333 2.60553 74.4333 3.57489 75.7 4.99165C76.9667 6.40841 77.8333 8.08615 78.3 10.0249C78.7 11.7399 79.0167 13.8278 79.25 16.2884C79.4833 18.7491 79.6667 21.098 79.8 23.335C79.9333 26.0193 80 28.741 80 31.5L80 33.2506C79.997 33.2492 79.994 33.2478 79.991 33.2464Z\" fill=\"white\"\/>\n<path d=\"M32.0002 44.7718L52.8002 31.3499L32.0002 17.928L32.0002 44.7718Z\" fill=\"#009EE2\"\/>\n<\/svg>\n        <\/button>\n            <\/a>\n\n<\/div>                    <\/li>\n                                        <li class=\"swiper-slide item\">\n                        \n<div class=\"u-reels\">\n\n    \n    \n        <a\n    href=\"https:\/\/www.youtube.com\/shorts\/zkPDq2xMKF8\"\n    data-js=\"reels-youtube\">\n    \n    \n                <img decoding=\"async\" class=\"photo youtube-thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/zkPDq2xMKF8\/maxresdefault.jpg\" alt=\"\">\n                \n                <button class=\"play\" type=\"button\" aria-label=\"Play video\">\n            <svg width=\"80\" height=\"63\" viewBox=\"0 0 80 63\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path opacity=\"1\" d=\"M79.991 33.2464C79.9688 35.4091 79.9051 37.5486 79.8 39.665C79.6667 41.902 79.4833 44.2508 79.25 46.7115C79.0167 49.1722 78.7 51.26 78.3 52.975C77.8333 54.9138 76.9667 56.5915 75.7 58.0083C74.4333 59.425 72.9333 60.3944 71.2 60.9164C69.6667 61.3637 67.1833 61.7179 63.75 61.9789C60.3167 62.2399 56.8333 62.445 53.3 62.5941C49.1667 62.7432 44.7333 62.8178 40 62.8178L35.9 62.8178C34.6333 62.8178 33.1833 62.7992 31.55 62.7619C29.9167 62.7246 28.2 62.6687 26.4 62.5941C26.4213 62.5405 26.4423 62.4869 26.4632 62.4332C23.011 62.285 19.6066 62.0833 16.25 61.8281C12.8167 61.5671 10.3333 61.2129 8.8 60.7655C7.06667 60.2436 5.56667 59.2742 4.3 57.8575C3.03333 56.4407 2.16667 54.763 1.7 52.8242C1.3 51.1092 0.983333 49.0214 0.75 46.5607C0.516667 44.1 0.333333 41.7511 0.2 39.5142C0.0997444 37.4957 0.0371807 35.4562 0.012309 33.3956C0.00820564 33.3975 0.00410264 33.3995 -1.73251e-08 33.4014L-1.63335e-08 31.5C-1.48946e-08 28.741 0.0666699 26.0193 0.200003 23.335C0.333337 21.098 0.516672 18.7491 0.750005 16.2884C0.983339 13.8278 1.3 11.7399 1.7 10.0249C2.16667 8.08615 3.03333 6.40841 4.3 4.99165C5.56666 3.57489 7.06667 2.60553 8.8 2.08357C10.3333 1.63617 12.8167 1.28198 16.25 1.021C19.6833 0.760018 23.1667 0.55496 26.7 0.405828C30.8333 0.256695 35.2667 0.182129 40 0.182129C44.7333 0.182129 49.1667 0.256695 53.3 0.405828C56.8333 0.55496 60.3167 0.760017 63.75 1.021C67.1833 1.28198 69.6667 1.63617 71.2 2.08357C72.9333 2.60553 74.4333 3.57489 75.7 4.99165C76.9667 6.40841 77.8333 8.08615 78.3 10.0249C78.7 11.7399 79.0167 13.8278 79.25 16.2884C79.4833 18.7491 79.6667 21.098 79.8 23.335C79.9333 26.0193 80 28.741 80 31.5L80 33.2506C79.997 33.2492 79.994 33.2478 79.991 33.2464Z\" fill=\"white\"\/>\n<path d=\"M32.0002 44.7718L52.8002 31.3499L32.0002 17.928L32.0002 44.7718Z\" fill=\"#009EE2\"\/>\n<\/svg>\n        <\/button>\n            <\/a>\n\n<\/div>                    <\/li>\n                                        <li class=\"swiper-slide item\">\n                        \n<div class=\"u-reels\">\n\n    \n    \n        <a\n    href=\"https:\/\/www.youtube.com\/shorts\/_M93cGLlwYw\"\n    data-js=\"reels-youtube\">\n    \n    \n                <img decoding=\"async\" class=\"photo youtube-thumbnail\" src=\"https:\/\/img.youtube.com\/vi\/_M93cGLlwYw\/maxresdefault.jpg\" alt=\"\">\n                \n                <button class=\"play\" type=\"button\" aria-label=\"Play video\">\n            <svg width=\"80\" height=\"63\" viewBox=\"0 0 80 63\" fill=\"none\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\">\n<path opacity=\"1\" d=\"M79.991 33.2464C79.9688 35.4091 79.9051 37.5486 79.8 39.665C79.6667 41.902 79.4833 44.2508 79.25 46.7115C79.0167 49.1722 78.7 51.26 78.3 52.975C77.8333 54.9138 76.9667 56.5915 75.7 58.0083C74.4333 59.425 72.9333 60.3944 71.2 60.9164C69.6667 61.3637 67.1833 61.7179 63.75 61.9789C60.3167 62.2399 56.8333 62.445 53.3 62.5941C49.1667 62.7432 44.7333 62.8178 40 62.8178L35.9 62.8178C34.6333 62.8178 33.1833 62.7992 31.55 62.7619C29.9167 62.7246 28.2 62.6687 26.4 62.5941C26.4213 62.5405 26.4423 62.4869 26.4632 62.4332C23.011 62.285 19.6066 62.0833 16.25 61.8281C12.8167 61.5671 10.3333 61.2129 8.8 60.7655C7.06667 60.2436 5.56667 59.2742 4.3 57.8575C3.03333 56.4407 2.16667 54.763 1.7 52.8242C1.3 51.1092 0.983333 49.0214 0.75 46.5607C0.516667 44.1 0.333333 41.7511 0.2 39.5142C0.0997444 37.4957 0.0371807 35.4562 0.012309 33.3956C0.00820564 33.3975 0.00410264 33.3995 -1.73251e-08 33.4014L-1.63335e-08 31.5C-1.48946e-08 28.741 0.0666699 26.0193 0.200003 23.335C0.333337 21.098 0.516672 18.7491 0.750005 16.2884C0.983339 13.8278 1.3 11.7399 1.7 10.0249C2.16667 8.08615 3.03333 6.40841 4.3 4.99165C5.56666 3.57489 7.06667 2.60553 8.8 2.08357C10.3333 1.63617 12.8167 1.28198 16.25 1.021C19.6833 0.760018 23.1667 0.55496 26.7 0.405828C30.8333 0.256695 35.2667 0.182129 40 0.182129C44.7333 0.182129 49.1667 0.256695 53.3 0.405828C56.8333 0.55496 60.3167 0.760017 63.75 1.021C67.1833 1.28198 69.6667 1.63617 71.2 2.08357C72.9333 2.60553 74.4333 3.57489 75.7 4.99165C76.9667 6.40841 77.8333 8.08615 78.3 10.0249C78.7 11.7399 79.0167 13.8278 79.25 16.2884C79.4833 18.7491 79.6667 21.098 79.8 23.335C79.9333 26.0193 80 28.741 80 31.5L80 33.2506C79.997 33.2492 79.994 33.2478 79.991 33.2464Z\" fill=\"white\"\/>\n<path d=\"M32.0002 44.7718L52.8002 31.3499L32.0002 17.928L32.0002 44.7718Z\" fill=\"#009EE2\"\/>\n<\/svg>\n        <\/button>\n            <\/a>\n\n<\/div>                    <\/li>\n                                    <\/ul>\n            <\/div>\n        <\/div>\n        \n    <\/div>\n<\/section>\n\n\n\n\n<section  class=\"b-benefits\">\n    <div class=\"container\">\n\n                <div class=\"b-benefits__heading\">\n            \n            <h2 class=\"title display-lg display-mobile-sm\">\n                Complimentary Mortgage Advisor Service            <\/h2>\n\n                        <p class=\"description text-xl text-mobile-lg\">\n                As part of our complimentary offer, you will receive:            <\/p>\n                    <\/div>\n        \n                <ul class=\"b-benefits__list is-blue\">\n                        <li class=\"item\">\n                <div class=\"card\">\n                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2026\/01\/ikonografia-okej2.svg\" alt=\"\" width=\"80\" height=\"80\" decoding=\"async\">\n                    \n                    \n                                        <p class=\"description text-md\">\n                        Calculation of the mortgage installment for your chosen apartment                    <\/p>\n                                    <\/div>\n            <\/li>\n                        <li class=\"item\">\n                <div class=\"card\">\n                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/10\/ikonografia-7.svg\" alt=\"\" width=\"80\" height=\"80\" decoding=\"async\">\n                    \n                    \n                                        <p class=\"description text-md\">\n                        Assessment of your creditworthiness in 15 minutes and adjustment of the installment to your needs <br \/>\r\nand life situation                    <\/p>\n                                    <\/div>\n            <\/li>\n                        <li class=\"item\">\n                <div class=\"card\">\n                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/10\/ikonografia-1-2.svg\" alt=\"\" width=\"80\" height=\"80\" decoding=\"async\">\n                    \n                    \n                                        <p class=\"description text-md\">\n                        Comparison of current offers from several banks and submission of mortgage applications to a minimum of 3 banks                     <\/p>\n                                    <\/div>\n            <\/li>\n                        <li class=\"item\">\n                <div class=\"card\">\n                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/10\/ikonografia-2-2.svg\" alt=\"\" width=\"80\" height=\"80\" decoding=\"async\">\n                    \n                    \n                                        <p class=\"description text-md\">\n                        Assistance with compiling and completing banking documentation and that related to the Investment                    <\/p>\n                                    <\/div>\n            <\/li>\n                        <li class=\"item\">\n                <div class=\"card\">\n                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/10\/ikonografia-5-1.svg\" alt=\"\" width=\"80\" height=\"80\" decoding=\"async\">\n                    \n                    \n                                        <p class=\"description text-md\">\n                        Expert support and responsiveness to your needs \u2013 available 7 days a week                    <\/p>\n                                    <\/div>\n            <\/li>\n                        <li class=\"item\">\n                <div class=\"card\">\n                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/10\/ikonografia-4-2.svg\" alt=\"\" width=\"80\" height=\"80\" decoding=\"async\">\n                    \n                    \n                                        <p class=\"description text-md\">\n                        Guarantee of after-sales service for the entire duration of the mortgage agreement                    <\/p>\n                                    <\/div>\n            <\/li>\n                    <\/ul>\n        \n    <\/div>\n<\/section>\n\n\n\n<section  class=\"b-featured-posts\">\n    <div class=\"container\">\n\n        <div class=\"b-featured-posts__content\">\n                        <div class=\"heading\">\n                                <span class=\"eyebrow\">\n                    Knowledge Capsule                <\/span>\n                \n                <h2 class=\"title display-lg display-mobile-sm\">\n                    Articles and Advice                <\/h2>\n\n                                <p class=\"description text-lg text-mobile-md font-medium\">\n                    Would you like to know more about mortgages? Are you wondering about purchasing a property under construction? Are you interested in government programs supporting home purchase?                  <\/p>\n                \n                                <a class=\"u-button u-button-blueoutline\" href=\"https:\/\/novisa.pl\/en\/news\/\" target=\"_self\" aria-label=\"View All Articles\">\n                    View All Articles                <\/a>   \n                            <\/div>\n            \n                        <ul class=\"featured-list\">\n                                <li class=\"item\">\n                    \n\n<article class=\"u-card-post\">\n        <div class=\"u-card-post__media\">\n        <img decoding=\"async\" class=\"photo\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2026\/03\/gotowa-elewacja-w-domach-na-osiedlu-miasto-ogrod-5-1-390x240.jpg\" alt=\"Construction of houses in O\u017car\u00f3w \u2013 progress of works at the Miasto Ogr\u00f3d 5 estate\">\n    <\/div>\n    \n    <div class=\"u-card-post__content\">\n        <div class=\"heading\">\n            <h3 class=\"title display-xs font-medium\">\n                Construction of houses in O\u017car\u00f3w \u2013 progress of works at the Miasto Ogr\u00f3d 5 estate            <\/h3>\n\n            <img decoding=\"async\" class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icon-dark\/icon-external.svg\" width=\"12\" height=\"13\" alt=\"\" aria-hidden=\"true\">\n        <\/div>\n\n                <p class=\"excerpt text-md\">\n            For years, we have been building residential developments in O\u017car\u00f3w Mazowiecki and we understand well the needs of people looking for their place to live in this area. Miasto Ogr\u00f3d 5 is our proposal for more demanding clients. In March, we went to O\u017car\u00f3w to see with our own eyes what the construction of houses [&hellip;]        <\/p>\n        \n        <div class=\"data\">\n                        <ul class=\"categories\">\n                                <li class=\"category eyebrow\">\n                    <a href=\"https:\/\/novisa.pl\/en\/kategoria\/na-budowie\/\">\n                        Post\u0119py na budowie                    <\/a>\n                <\/li>\n                            <\/ul>\n            \n            <p class=\"date eyebrow\">\n                31 March 2026            <\/p>\n        <\/div>\n    <\/div>\n\n    <a class=\"hidden-link\" href=\"https:\/\/novisa.pl\/en\/na-budowie\/budowa-domow-w-ozarowie-postepy-prac-na-osiedlu-miasto-ogrod-5\/\">\n        Construction of houses in O\u017car\u00f3w \u2013 progress of works at the Miasto Ogr\u00f3d 5 estate    <\/a>\n<\/article>                <\/li>\n                                <li class=\"item\">\n                    \n\n<article class=\"u-card-post\">\n        <div class=\"u-card-post__media\">\n        <img decoding=\"async\" class=\"photo\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2026\/03\/DSCF1384-copy-390x240.jpg\" alt=\"Change in Sales Office opening hours on April 2 and April 4\u20136, 2026\">\n    <\/div>\n    \n    <div class=\"u-card-post__content\">\n        <div class=\"heading\">\n            <h3 class=\"title display-xs font-medium\">\n                Change in Sales Office opening hours on April 2 and April 4\u20136, 2026            <\/h3>\n\n            <img decoding=\"async\" class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icon-dark\/icon-external.svg\" width=\"12\" height=\"13\" alt=\"\" aria-hidden=\"true\">\n        <\/div>\n\n                <p class=\"excerpt text-md\">\n            We kindly inform you that on April 2, 2026 our sales offices in Bia\u0142o\u0142\u0119ka and Nowa Wola will be open with changed hours.The Sales Office in Bia\u0142o\u0142\u0119ka will be open from 1:00 PM \u2013 6:00 PM. The Sales Office in Nowa Wola will be open from 1:00 PM \u2013 6:00 PM. On April 4-6, 2026, [&hellip;]        <\/p>\n        \n        <div class=\"data\">\n                        <ul class=\"categories\">\n                                <li class=\"category eyebrow\">\n                    <a href=\"https:\/\/novisa.pl\/en\/kategoria\/news\/\">\n                        News                    <\/a>\n                <\/li>\n                            <\/ul>\n            \n            <p class=\"date eyebrow\">\n                30 March 2026            <\/p>\n        <\/div>\n    <\/div>\n\n    <a class=\"hidden-link\" href=\"https:\/\/novisa.pl\/en\/news\/zmiana-godzin-pracy-biur-sprzedazy-w-dniach-2-i-4-6-kwietnia-2026-r\/\">\n        Change in Sales Office opening hours on April 2 and April 4\u20136, 2026    <\/a>\n<\/article>                <\/li>\n                            <\/ul>\n                    <\/div>\n\n    <\/div>\n<\/section>\n\n\n\n\n<section  class=\"b-company-highlights\">\n    <div class=\"container\">\n\n                <picture class=\"media hide-desktop\">\n                        <source media=\"(max-width: 768px)\" srcset=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/10\/Group-1-1.png\">\n            \n            <img class=\"photo\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/10\/Group-1.png\" alt=\"We will find the best&lt;br \/&gt;\r\nmortgage for you\" decoding=\"async\">\n        <\/picture>\n        \n                <div class=\"b-company-highlights__heading\">\n            <h2 class=\"title display-lg display-mobile-sm\">\n                We will find the best<br \/>\r\nmortgage for you            <\/h2>\n\n                        <p class=\"description text-xl text-mobile-lg\">\n                We will compare bank offers for free and help you choose the one that best<br \/>\r\nsuits your needs and capabilities. Quickly, securely, and with full support<br \/>\r\nat every stage.             <\/p>\n                    <\/div>\n        \n                <div class=\"b-company-highlights__wrapper\">\n                        <ul class=\"list is-left\">\n                                <li class=\"item\">\n                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icons\/iconography\/szkola-v2.svg\" alt=\"szkola-v2\" width=\"40\" height=\"40\" decoding=\"async\">\n                    \n                                        <h3 class=\"title text-xl text-mobile-lg font-bold\">\n                        10 years of experience and expertise                    <\/h3>\n                    \n                                        <p class=\"description text-md text-mobile-md\">\n                        With many years of experience, we know how to effectively find the best loan offer. We act quickly, effectively, and with your comfort in mind.                     <\/p>\n                                    <\/li>\n                                <li class=\"item\">\n                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icons\/iconography\/finanse-v2.svg\" alt=\"finanse-v2\" width=\"40\" height=\"40\" decoding=\"async\">\n                    \n                                        <h3 class=\"title text-xl text-mobile-lg font-bold\">\n                        1 billion in disbursed funds                    <\/h3>\n                    \n                                        <p class=\"description text-md text-mobile-md\">\n                        We know our numbers. Our expertise and commitment translate into real financial results for our clients.                     <\/p>\n                                    <\/li>\n                            <\/ul>\n            \n                        <div class=\"media hide-mobile\">\n                <img class=\"photo\" src=\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/10\/Group-1.png\" alt=\"1 billion in disbursed funds\" decoding=\"async\">\n            <\/div>\n            \n                        <ul class=\"list is-right\">\n                                <li class=\"item\">\n                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icons\/iconography\/dokument-v2.svg\" alt=\"dokument-v2\" width=\"40\" height=\"40\" decoding=\"async\">\n                    \n                                        <h3 class=\"title text-xl text-mobile-lg font-bold\">\n                        10,000 signed contracts                    <\/h3>\n                    \n                                        <p class=\"description text-md text-mobile-md\">\n                        We have already helped thousands of clients realize their dreams of owning a home. You can be next.                     <\/p>\n                                    <\/li>\n                                <li class=\"item\">\n                                        <img class=\"icon\" src=\"https:\/\/novisa.pl\/wp-content\/themes\/novisa\/assets\/img\/icons\/iconography\/osoba-v2.svg\" alt=\"osoba-v2\" width=\"40\" height=\"40\" decoding=\"async\">\n                    \n                                        <h3 class=\"title text-xl text-mobile-lg font-bold\">\n                        We will tailor a mortgage to your needs                    <\/h3>\n                    \n                                        <p class=\"description text-md text-mobile-md\">\n                        We compare offers from many banks to find the solution best suited to your needs and capabilities.                    <\/p>\n                                    <\/li>\n                            <\/ul>\n                    <\/div>\n        \n    <\/div>\n<\/section>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":72,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-9070","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v26.9 (Yoast SEO v26.9) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Mortgage \u2013 Simpler Than You Think with Our Advisors<\/title>\n<meta name=\"description\" content=\"Utilize the support of our partner mortgage advisors, and purchasing a new home will be easier than you think!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/novisa.pl\/en\/mortgages\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Mortgages\" \/>\n<meta property=\"og:description\" content=\"Utilize the support of our partner mortgage advisors, and purchasing a new home will be easier than you think!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/novisa.pl\/en\/mortgages\/\" \/>\n<meta property=\"og:site_name\" content=\"Novisa Development\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/pl-pl.facebook.com\/NovisaDevelopment\" \/>\n<meta property=\"article:modified_time\" content=\"2026-02-05T11:27:42+00:00\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/novisa.pl\/en\/mortgages\/\",\"url\":\"https:\/\/novisa.pl\/en\/mortgages\/\",\"name\":\"Mortgage \u2013 Simpler Than You Think with Our Advisors\",\"isPartOf\":{\"@id\":\"https:\/\/novisa.pl\/en\/#website\"},\"datePublished\":\"2025-10-28T12:28:13+00:00\",\"dateModified\":\"2026-02-05T11:27:42+00:00\",\"description\":\"Utilize the support of our partner mortgage advisors, and purchasing a new home will be easier than you think!\",\"breadcrumb\":{\"@id\":\"https:\/\/novisa.pl\/en\/mortgages\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/novisa.pl\/en\/mortgages\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/novisa.pl\/en\/mortgages\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Strona g\u0142\u00f3wna\",\"item\":\"https:\/\/novisa.pl\/en\/home\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Mortgages\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/novisa.pl\/en\/#website\",\"url\":\"https:\/\/novisa.pl\/en\/\",\"name\":\"Novisa Development\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/novisa.pl\/en\/#organization\"},\"alternateName\":\"Novisa\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/novisa.pl\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/novisa.pl\/en\/#organization\",\"name\":\"Novisa Development\",\"url\":\"https:\/\/novisa.pl\/en\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/novisa.pl\/en\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/11\/logo.png\",\"contentUrl\":\"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/11\/logo.png\",\"width\":500,\"height\":117,\"caption\":\"Novisa Development\"},\"image\":{\"@id\":\"https:\/\/novisa.pl\/en\/#\/schema\/logo\/image\/\"},\"sameAs\":[\"https:\/\/pl-pl.facebook.com\/NovisaDevelopment\",\"https:\/\/www.youtube.com\/channel\/UCqAm4P8E1Xyg4Iz28YiOmEQ\",\"https:\/\/www.instagram.com\/novisa.development\/\"]}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Mortgage \u2013 Simpler Than You Think with Our Advisors","description":"Utilize the support of our partner mortgage advisors, and purchasing a new home will be easier than you think!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/novisa.pl\/en\/mortgages\/","og_locale":"en_US","og_type":"article","og_title":"Mortgages","og_description":"Utilize the support of our partner mortgage advisors, and purchasing a new home will be easier than you think!","og_url":"https:\/\/novisa.pl\/en\/mortgages\/","og_site_name":"Novisa Development","article_publisher":"https:\/\/pl-pl.facebook.com\/NovisaDevelopment","article_modified_time":"2026-02-05T11:27:42+00:00","twitter_card":"summary_large_image","schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/novisa.pl\/en\/mortgages\/","url":"https:\/\/novisa.pl\/en\/mortgages\/","name":"Mortgage \u2013 Simpler Than You Think with Our Advisors","isPartOf":{"@id":"https:\/\/novisa.pl\/en\/#website"},"datePublished":"2025-10-28T12:28:13+00:00","dateModified":"2026-02-05T11:27:42+00:00","description":"Utilize the support of our partner mortgage advisors, and purchasing a new home will be easier than you think!","breadcrumb":{"@id":"https:\/\/novisa.pl\/en\/mortgages\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/novisa.pl\/en\/mortgages\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/novisa.pl\/en\/mortgages\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Strona g\u0142\u00f3wna","item":"https:\/\/novisa.pl\/en\/home\/"},{"@type":"ListItem","position":2,"name":"Mortgages"}]},{"@type":"WebSite","@id":"https:\/\/novisa.pl\/en\/#website","url":"https:\/\/novisa.pl\/en\/","name":"Novisa Development","description":"","publisher":{"@id":"https:\/\/novisa.pl\/en\/#organization"},"alternateName":"Novisa","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/novisa.pl\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/novisa.pl\/en\/#organization","name":"Novisa Development","url":"https:\/\/novisa.pl\/en\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/novisa.pl\/en\/#\/schema\/logo\/image\/","url":"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/11\/logo.png","contentUrl":"https:\/\/novisa.pl\/wp-content\/uploads\/2025\/11\/logo.png","width":500,"height":117,"caption":"Novisa Development"},"image":{"@id":"https:\/\/novisa.pl\/en\/#\/schema\/logo\/image\/"},"sameAs":["https:\/\/pl-pl.facebook.com\/NovisaDevelopment","https:\/\/www.youtube.com\/channel\/UCqAm4P8E1Xyg4Iz28YiOmEQ","https:\/\/www.instagram.com\/novisa.development\/"]}]}},"_links":{"self":[{"href":"https:\/\/novisa.pl\/en\/wp-json\/wp\/v2\/pages\/9070","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/novisa.pl\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/novisa.pl\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/novisa.pl\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/novisa.pl\/en\/wp-json\/wp\/v2\/comments?post=9070"}],"version-history":[{"count":1,"href":"https:\/\/novisa.pl\/en\/wp-json\/wp\/v2\/pages\/9070\/revisions"}],"predecessor-version":[{"id":12252,"href":"https:\/\/novisa.pl\/en\/wp-json\/wp\/v2\/pages\/9070\/revisions\/12252"}],"wp:attachment":[{"href":"https:\/\/novisa.pl\/en\/wp-json\/wp\/v2\/media?parent=9070"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}