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Just a few years ago, owning a house near Warsaw seemed like a dream reserved for only a few. Today, the situation looks completely different. Apartment prices in the capital continue to rise, and more and more families are discovering that with a similar budget they can buy their own house with a garden, additional rooms, and a private parking space.
It is no surprise that more buyers are choosing a house instead of another apartment. More space for children, a private garden, a quieter neighborhood, and daily contact with nature make this option increasingly attractive.
What does this look like in practice? How much does a house near Warsaw really cost in 2026?
We took a closer look at the current Novisa Development projects, a leader in single-family housing in Poland, and prepared a ranking of the most affordable residential developments. We compare prices, floor areas, specifications, and everything buyers receive for their money.
Domy na Witosa in Radzymin
Houses on Witosa is one of the most attractive options for anyone looking for an affordable house near Warsaw. It clearly shows why so many people are choosing a home outside the city instead of an apartment in Warsaw. For PLN 629,000, you can buy a brand-new, two-story 82 m² house with a private garden and parking space. In Warsaw, the same budget is often enough for an apartment of only around 35–40 m². The difference in everyday comfort is truly significant.
| House Type | Floor Area | House Price | Parking | Total Price |
| Middle unit | 82 m² | PLN 609,000 | PLN 20,000 | PLN 629,000 |
| End unit | 82 m² | PLN 629,000 | PLN 20,000 | PLN 649,000 |
Family Housing Loan: Yes
Another advantage is that these houses qualify for the Family Housing Loan. For many young families, the down payment is the biggest obstacle to buying a home, so eligibility for this government-backed program makes homeownership much more accessible.
The development itself has been designed with families in mind. It includes a residents-only playground, while access to the estate is controlled by a barrier gate that prevents through traffic. Children can play more safely outside their homes, and neighbors have a better opportunity to build a real community.
The houses themselves are equally impressive. High ceilings, large windows, and dual-aspect layouts ensure bright interiors throughout the day. Every home comes with its own private garden and a parking space right next to the entrance, while the monthly maintenance fee is approximately PLN 320 for the entire house—significantly lower than the fees charged by many apartment buildings in Warsaw.
There is a kindergarten directly opposite the development, and a bus stop next to the estate provides convenient access to Radzymin railway station, from where residents can quickly reach Warsaw. It is an ideal solution for people who want to return to a quieter neighborhood after work without giving up convenient access to the capital.
Nova Magdalenka 7 – popular townhouses near Warsaw
Nova Magdalenka 7 is the most popular residential development in this part of the Warsaw metropolitan area. Each new phase attracts significant interest, with many homes selling out while still under construction. It is easy to see why—the combination of location, pricing, and thoughtfully designed layouts makes it an ideal choice for many families.
The most affordable option is a 65 m² house. The house itself costs PLN 629,000, and after adding two private parking spaces, the total purchase price is PLN 669,000. Inside, you’ll find a well-planned layout featuring a living room with an open-plan kitchen, an additional guest toilet on the ground floor, and two bedrooms with a bathroom upstairs.
If you need a little more space, 72 m² houses are also available. Prices start from PLN 689,000, and including two private parking spaces, the total cost is PLN 729,000.
Larger 82 m² homes with four rooms are available from PLN 709,000, while the total price including two private parking spaces starts at PLN 749,000.
| House Type | Floor Area | House Price | Parking | Total Price |
| 3-room house | 65 m² | PLN 629,000 | 2 × PLN 20,000 | PLN 669,000 |
| 3-room house | 72 m² | PLN 689,000 | 2 × PLN 20,000 | PLN 729,000 |
| 4-room house | 82 m² | PLN 709,000 | 2 × PLN 20,000 | PLN 749,000 |
Family Housing Loan: Yes
Looking at these prices, it’s hard not to compare them with Warsaw. For around PLN 669,000, you can often buy an apartment of approximately 40 m² in many districts of the capital. Here, a similar budget allows you to own a house with a private garden and two dedicated parking spaces.
Location and infrastructure
The development is located just 6 kilometers from the Warsaw city limits, making it easy to reach the southern and western districts of the capital in a short time. It also provides convenient access to major routes leading to other parts of Poland.
The entire Nova Magdalenka 7 area is developing rapidly. This year, a Montessori kindergarten is opening within the estate, while a modern retail and service park is being built next door, featuring a supermarket, gym, bakery, and other everyday amenities. Residents already have access to a Żabka convenience store, parcel lockers, and a modern bakery just a few minutes from home.
Nova Magdalenka 7 also offers plenty of choice. In addition to the most affordable homes presented above, larger townhouses with four or five rooms are also available. In this ranking, however, we focus on the entry-level options, as these are typically the most popular among buyers looking for their first house near Warsaw.
Osiedle Stokrotki – prefabricated homes near Warsaw
If you’re looking for truly affordable houses near Warsaw, Osiedle Stokrotki deserves your attention. This modern residential development features homes built primarily using prefabricated construction technology. This approach makes it possible to offer highly competitive prices while maintaining excellent build quality.
The most affordable home costs just PLN 509,000. After adding two private parking spaces, the total purchase price is PLN 549,000. For this amount, you get a two-story, three-room house with a floor area of 62 m² and a private garden. The ground floor includes a living room with an open-plan kitchen and an additional guest toilet, while upstairs you’ll find two comfortable bedrooms and a bathroom.
This is perhaps one of the best examples of how much the property market has changed. For around PLN 549,000 in Warsaw, you can often only afford a small studio apartment measuring less than 30 m². Here, you get your own house with a private garden, two parking spaces, and more than twice the living space.
If your family needs more room, five-room homes with a dedicated home office are also available. Prices start from PLN 589,000, and including two private parking spaces, the total purchase price starts at PLN 629,000. Five rooms, a private garden, and two parking spaces for the price of a small two-bedroom apartment in Warsaw—that’s an impressive value.
| House Type | Floor Area | House Price | Parking | Total Price |
| 3-room house | 62 m² | PLN 509,000 | 2 × PLN 20,000 | PLN 549,000 |
| 5-room house | 72 m² | PLN 589,000 | 2 × PLN 20,000 | PLN 629,000 |
Family Housing Loan: Yes
Location
The development is being built in a quiet and safe neighborhood. Forests and meadows are located right next to the estate, providing the perfect setting for walks and outdoor activities. At the same time, it is situated less than 3 kilometers from the Warsaw city limits, making daily commutes to work or school quick and convenient.
Everything you need for everyday life is within easy reach. Just a short walk away, you’ll find a grocery store, InPost parcel lockers, an Allegro One Box locker, a community center, a sports field, and a playground. These everyday conveniences make life significantly more comfortable.
Contemporary architecture, large panoramic windows, low monthly maintenance fees, and a neighborhood of young families create a place where it’s easy to feel at home. Osiedle Stokrotki proves that owning a house near Warsaw can still cost much less than many people expect.
Summary
The developments presented above show that owning a house near Warsaw doesn’t have to cost a fortune. The most affordable options start from just PLN 549,000, including two private parking spaces, and for a budget comparable to the price of a small apartment in the capital, you can purchase a brand-new, two-story house with a private garden and parking.
If you’re looking for a home for your family, it’s worth comparing more than just the purchase price. Consider the location, floor plan, maintenance costs, and financing options such as the Family Housing Loan. These are the factors that most often determine which home will be the best choice for many years to come.
